Financial Planning and Investment Management For Physicians, By Physicians

SHEARWATER CAPITAL

  • Home

  • Who We Are

    • Who We Are
    • Investment Philosophy
    • Our Pledge to Clients
  • What We Do

    • What We Do
    • Investment Management
    • Comprehensive Financial Planning
    • Retirement Planning
    • Retirement Wealth Preservation
    • Tax-Smart Investing
    • Dimensional Funds
    • Exchange-Traded Funds (ETFs)
  • Cost Structure

  • A Fee-Only Advisor

  • Blog

  • Contact Us

  • Get Started

  • Form CRS

  • More

    Use tab to navigate through the menu items.
    • All Posts
    • DFA
    • Investing
    • Retirement
    • Roth
    • Saving
    Search
    Individual Bonds: Are They Really Better Than Bond Funds?

    Individual Bonds: Are They Really Better Than Bond Funds?

    In constructing our client portfolios, we rely primarily on DFA funds, for both equity and fixed income securities. While most of our clients understand the value of DFA stock funds, we sometimes get requests for individual bonds, in place of bond funds. This is usually based on the fact that individual bonds can be held to maturity if interest rates rise, thereby assuring repayment of the bond’s face value, or principal. While this strategy seems reasonable at first glance,
    Fixed Income Principles

    Fixed Income Principles

    With interest rates near historical lows, many investors are concerned about their fixed income investments. Not only are bonds offering meager returns, but an increase in prevailing interest rates could cause them to lose value. In evaluating your fixed income holdings, it may be helpful to consider the following principles. Interest Rate Movements are Unpredictable Academic research has shown that interest rate movements are difficult to predict. Forecasts by leading econom
    • facebook

    ©2022 By Shearwater Capital          Website Disclosure          ADV Part 3 Form CRS          Privacy Policy          Contact Us

    7750 Maryland Ave. #11517  St. Louis, MO 63105        Tel 314-434-4750