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What I Have Learned In 22 Years Of Working With Physicians

By Jeffrey J. Brown, MD, MBA, CFA®, CFP® When people think of well-compensated occupations, being a physician is usually one that comes...

Why We Work With Physicians

By Jeffrey J. Brown, MD, MBA, CFA®, CFP® As a physician, you provide incredible value to your patients. They turn to you when they or a...

Important Financial Actions To Take Before The End Of The Year

By Jeffrey J. Brown, MD, MBA, CFA®, CFP® This year has been one for the history books. All of us have experienced canceled plans, work...

Important Benefits Of 529 Plans

By Jeffrey J. Brown, MD, MBA, CFA®, CFP® It’s tempting to put off saving for college, especially if your children are young, but as...

Portfolio Diversification

By Jeffrey J. Brown, MD, MBA, CFA®, CFP® Diversification is a popular investment strategy, and with good reason, as it is one of the...

Four Ways To Prepare For A More Affordable Retirement

By Jeffrey J. Brown, MD, MBA, CFA®, CFP® What does your ideal retirement look like? Traveling? Volunteering? Spending time with family?...

How To Protect Yourself From Cyberattacks

By Jeffrey J. Brown, MD, MBA, CFA®, CFP® We know that life is busy and stressful—that’s a given in 2020! The last thing you need to deal...

Equity Premiums - A Baseball Analogy

By Jeffrey J. Brown, MD MBA CFA CFP® Investing can be analogous to baseball. The better team does not win every inning. In fact, good...

What We Do And How We Can Help

By Jeff Brown, MD, MBA, CFA®, CFP® It can be hard enough to manage your finances when your circumstances are relatively simple, let alone...

Why I Became A Financial Advisor

By Jeff Brown, MD, MBA, CFA®, CFP® When it comes to choosing a career, some people are drawn to certain jobs or industries because of a...

The Bear Market of 2020

A bear market is defined as a 20% drop from a recent high in the stock market. Most major stock markets in the U.S. and around the world...

Retirement Distribution Strategies-Part 1

One of the most important decisions in retirement planning is how to withdraw your retirement savings in a way that maximizes income and...

Financial Strategies for Retirement

Most people approaching retirement are concerned about having enough income to maintain their lifestyle and sufficient savings to avoid...

Why Dimensional?

When Shearwater Capital was founded in 1999, most financial advisors were recommending actively managed funds with exorbitant annual...

History Lessons

A fundamental principle of financial economics is the idea that risk and return are inextricably linked. However, when it comes to...

Positive Expected Returns

“What’s the stock market going to do?” If you have read our past newsletters, you know that we are not market prognosticators. It is...

Estate Planning: Why It's Important

The main purpose of estate planning is to exert some control over the distribution of your assets after your death. One of the most...

Dimensional Funds vs. ETFs

As a fee-only, independent investment advisory firm, we are free to choose any available investment option for our clients. For the past...

Cryptocurrencies & the Blockchain Revolution

By now, you have undoubtedly heard of cryptocurrencies, like Bitcoin and Ethereum. Not surprisingly, we have received inquiries about...

Market Complacency

Since 2012, the stock market has demonstrated below average volatility and positive returns, potentially lulling investors into a false...

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Financial Planning and Investment Management For Physicians, By Physicians

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