Financial Planning and Investment Management For Physicians, By Physicians
Shearwater Capital is a fee-only investment advisory firm, which means that our compensation is based solely on assets under management. This approach directly aligns our interests with your interests. We have a financial incentive for your account to grow as large as possible and to minimize your transaction costs, tax liabilities, and anything else that might hinder the growth of your account over time.
Account Size / Annual Cost
Less than $100,000: 0.85%
$100,000 - $250,000: 0.75%
$250,000 - $500,000: 0.65%
$500,000 - $1,000,000: 0.55%
$1,000,000 - $2,500,000: 0.45%
$2,500,000 - $5,000,000: 0.35%
$5,000,000 - $10,000,000: 0.25%
Greater than $10,000,000: 0.15%
The annual fees shown above apply to the total value of all accounts that a client has with Shearwater Capital. In other words, if you have a taxable account, an IRA, and a Roth IRA with a combined value of $1.1 million, the annual cost would be 0.45% based on the total value of the accounts.
This is more favorable for you than a tiered or blended fee structure in which the 0.85% cost is applied to the first $100,000, 0.75% to the next $150,000, etc.
A portion of our profits is donated to Autism Speaks.