SHEARWATER CAPITAL

Cost Structure

For Physicians, Clarity Matters
 

As a physician, your time is valuable. You deserve an investment partner who makes wealth management simple, transparent, and aligned with your goals. At Shearwater Capital, our fee structure is designed with physicians in mind: clear, no hidden costs, and focused on maximizing your long-term financial success.
 

Cost Structure
 

Shearwater Capital is a fee-only investment advisory firm, which means that our compensation is based solely on assets under management. This approach ensures that our interests are aligned with yours.  We have a financial incentive for your account to grow as large as possible and to minimize your transaction costs and tax liabilities.

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​Your investment management fee is based on the combined value of all your accounts managed by Shearwater Capital. In other words, if you have a taxable account, an IRA, and a Roth IRA with a combined value of $1.1 million, the annual cost would be 0.45% based on the total value of the accounts.  

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This is more favorable than a tiered or blended fee structure in which the 0.85% cost is applied to the first $100,000, 0.75% to the next $150,000, etc.

We know physicians value transparency, which is why our fee structure is straightforward and fully aligned with your success.