Why Dimensional?
When Shearwater Capital was founded in 1999, most financial advisors were recommending actively managed funds with exorbitant annual expense ratios. We had to convince our clients that they would be better off with a low-cost passive investment approach. We provided data showing that the great majority of actively managed funds failed to beat their benchmarks and there was no justification for paying the higher fees associated with active management. Now, 20 years later, thin